Fine Wine & Spirits
Equity Release

RELEASE £5K TO £1M

Fast. Discreet. Flexible

Uncork up to £1 million from a single fine wine bottle or an exclusive collection valued at £20,000 or more. We are pleased to offer loans on Chateau Petrus, Chateau Margaux, Chateau Lafite, Latour or Domaine de la Romanée Conti and many more admired vinters.

Minimum
Loan

£5,000

Minimum
Wine value

£20,000

Maximum
Loan-to-value

60%

Completion
by

1 to 3 days

Appraisal,
Valuation & Payout

A Simple 3 Step Process...

1

Virtual Appraisal &
Initial Valuation

  • Real-time initial appraisal on WhatsApp video – no home visit required.
  • Takes maximum 10 minutes.
  • Receive an offer in principle the same day – subject to a physical check and final valuation.

2

Physical
Inspection

Deliver your wine to a designated partner vault

  • If prefer, allow us collect it from you via our experienced and fully insured wine transportation partners at an additional cost.
  • Is your wine already in professional storage or under bond? For your peace of mind, it can be left in situ for the duration of your loan.

3

Final
Valuation

Within 24 hours of our physical inspection, we will confirm one of three possibilities:

  • Our valuation is as agreed and your loan will be paid immediately.
  • We are sending a revised offer for your approval.
  • [Where we are unable to lend] we will be returning your fine wine or spirits to you.

We Guarantee An Accurate Valuation

The appraisal of fine wine and spirits stands on eight key criteria

Every valuation is based on...

  • Region
  • Packaging
  • Storage and provenance
  • The wine brand
  • Professional critics’ score
  • Ageing potential
  • Number of bottles
  • Production quantity

Getting Your Fine Wine or Spirits To Us

The Verus Capital Commitment
To return your fine wine & spirits in the same condition in which we received it.

Correct and best-quality storage is very important. We understand the financial and sometimes emotional value of your fine wine or spirits – and are fully committed to treating your wine as well as you do.

Delivery or Collection

Before a final valuation can be provided, our in-house expert will do a detailed physical assessment. The appraisal process, completed by an expert within minutes of delivery, we will start a more detailed inspection to confirm the authenticity of the Winery or distillery, Quantity produced and Vintage.

Post assessment, we will provide a detailed
accurate appraisal document via email.

To transport your fine wine or spirits safely to us, you may:
Deliver your fine wine or spirits to one of our specialist fully-insured wine vaults. Or, if it suits you better, we can collect it and take it to the nearest partner vault via our experienced and fully insured wine transportation partners at an additional cost.
If your investment is already in professional storage or under bond, it can be left in place for the duration of your loan.

Care

Every approved partner storage vault undergoes a vetting process to meet Verus Capital’s strict criteria on correct and careful storage, including: 


  • Humidity, temperature, air quality
  • Light and vibration
  • Security and insurance.

Return

Once your loan is settled: You are welcome to collect your fine wine or spirits in person.

Or we can make arrangements to return you it via our experienced and fully insured wine transportation partners at an additional cost throughout the United Kingdom – ask us for details.

Please enter your details and we will promptly be in touch or call 0333 577 3000.

Attach a picture of your asset (optional)

Bonded wine wholesaler or fine wine merchant? Help your clients to discreetly release their equity.

If you are an authorised credit broker, commission gladly paid on successful referrals.

1
/
3

"The service from Verus Capital was reliable, fast and extremely accommodating. From start to end, everything was clear and quick without pressure or rushing."

"Excellent service. I got paid within two hours of signing documents. Will definitely be using them again."

"I have used Verus Capital several times now and it is very quick, easy and efficient, with money paid on the same day. A great way to boost short-term cash flow."

+44 (0)333 577 3000
info@veruscapital.co.uk

333 Edgware Road
London NW9 6TD

View Location

Silverline Auto Ltd t/a Verus Capital. Registered in England and Wales under company number 12885055 at 333 Edgware Road, London, NW9 6TD. Authorised and regulated by the Financial Conduct Authority, FRN: 937390.

Designed by Felix&Friends


© 2022 . SILVERLINE AUTO LTD. ALL RIGHTS RESERVED - PRIVACY POLICY - CONTRACTUAL AGREEMENTS - COOKIE POLICY - COMPLIANTS POLICY