Fine Jewellery
Equity Release

RELEASE £5K TO £2M

Fast. Discreet. Flexible

We provide flexible loans against our client’s exclusive vintage, classic, and contemporary fine jewellery, and diamonds and fine gems, whether a single piece or a collection. We gladly lend against a wealth of range refined jewellery makers, not least the work of Cartier, Graff, Harry Winston, Van Cleef & Arpels, and Tiffany & Co.

Minimum
Loan

£5,000

Minimum
Value

£15,000

Maximum
Loan-to-value

60%

Completion
by

1 to 3 days

Appraisal,
Valuation & Payout

A Simple 3 Step Process...

1

Appraisal &
Valuation

  • Submitting a valuation request, complete with photography

  • Real-time appraisal on WhatsApp - no home visit required

  • Takes 10 minutes maximum

  • Receive an offer in principle typically the same day – subject to a physical check and final valuation.

2

Physical
Inspection

  • Deliver your fine jewellery or gems to one or our designated valuer vault to enable the recorded physical inspection.

  • If preferable, allow us to collect it from you with our complementary UPS fully insured courier service.

  • Is your fine jewellery or gems or collection already in professional storage? For your peace of mind, it can be left in situ for the duration of your loan.

3

Valuation &
Payout

Within 24 hours of our physical inspection, we will confirm one of three possibilities:

  • Our valuation is as agreed, and your loan will be paid immediately.
  • We will issue a revised offer for your approval.
  • (Where we are unable to lend) we will be returning your jewellery to you.

We Guarantee An Accurate Valuation

The appraisal of each individual piece stands on four key criteria

Maker & Age

The creator, craftsmanship and age of a piece naturally all have a significant impact on a valuation.


Material

The price of the diamond(s) and precious metals.


Condition

Including dents, blemishes, scratches, and any overt repairs, if applicable.


Certification

From reputable independent organisations such as AnchorCert Gem Lab, and the Gemological Institute of America. If certificates are unavailable, we grade fine gems ourselves by combining Rapaport Price List results with our own careful research.

Getting Your Jewellery To Us

The Verus Capital Commitment
To return your jewellery or gemstones in the same condition in which we received them – or better.

We understand how precious and the emotional value of your special jewellery or gem stones and we are fully committed to treating it as well as you do. We exclusively use storage partners of the highest standards.

Delivery or Collection

Before a final valuation can be provided, our in-house expert will do a detailed physical assessment. The appraisal process, completed by two experts simultaneously, will be recorded on CCTV for transparency. 

Post assessment, we will provide a detailed accurate appraisal document via email.

To transport your jewellery safely to us, you may:
Deliver your jewellery or gems to our designated valuer or make an appointment to bring your special pieces to our London Office.
Or allow us to collect it from you via our complimentary UPS fully insured up to £50,000 courier service. We will send you a specialist pre-paid envelope for your Jewellery and Gems and it will be fully insured during transportation.

If your Special Jewellery or Gems believed to be worth over £50,000:
For higher-value pieces, we provide a fully insured ‘white glove’ collection service throughout Great Britain, at an additional cost – as us for details.

Care

When jewellery or gemstones come into our care, we take every step necessary to look after them and make sure they are returned in the exact condition in which they were received.


  • Only our valuation specialists and inventory managers will handle your piece(s)
  • Receive a condition report for each piece on the day of receipt
  • Stored in protective packaging in a highly-secure insured vault

Return

On completion of your loan: Your jewellery or specialised gems will be safely returned via our complementary UPS fully insured courier service.

Or for higher-value pieces, we provide a fully insured ‘white glove’ return service throughout the United Kingdom at an additional cost – as us for details.

Please enter your details and we will promptly be in touch or call 0333 577 3000.

Attach a picture of your asset (optional)

Meet Our Specialist

Gary Rockman

Valuer of Gold & Fine Jewellery

Gary was the former gemmologist on QVC. He has supported many leading contemporary jewellery designers – including Stephen Webster, contributed to Vogue, Tatler, Harper’s Bazaar and more, and helped dress some of the world’s most beautiful women for the red carpet.

Are you a fine jeweller, diamond seller or finance broker? Help your clients dicreetly release their equity

If you are an authorised credit broker, commission gladly paid on successful referrals.

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"They answered all my questions fully and patiently. The paperwork was impressively well-organised, and funds were rapidly transferred. I would certainly use them again."

"The service from Verus Capital was reliable, fast and extremely accommodating. From start to end, everything was clear and quick without pressure or rushing."

"Never used such a service before and was apprehensive but I Verus Capital were understanding, efficient and acted swiftly. Excellent service. Very professional and discreet."

+44 (0)333 577 3000
info@veruscapital.co.uk

333 Edgware Road
London NW9 6TD

View Location

Silverline Auto Ltd t/a Verus Capital. Registered in England and Wales under company number 12885055 at 333 Edgware Road, London, NW9 6TD. Authorised and regulated by the Financial Conduct Authority, FRN: 937390.

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